Access to South Africa's major banks
One application. Access to the major South African banks.
Propdex Bonds packages your home loan properly and, through our origination network, submits your application to relevant major lenders and manages the process from prequalification through to registration.
- 1
- Application to complete
- 7
- Major banks
- R0
- Cost to you
Finance for the deal in front of you
Every income structure is underwritten differently. We help match your application to the banks most likely to say yes — and to say yes at a better rate.
Prequalification
Know exactly what you can afford before you make an offer, and shop with a certificate that sellers and agents take seriously.
Learn moreBond origination
We package one application and, through our origination network, submit it to the relevant major lenders and manage the offers that come back on your behalf.
Learn moreSelf-employed & company finance
Business owners, directors and trusts need a different application story. We build it with your accountant before it reaches a credit desk.
Learn moreBuilding loans
Finance a build from plans to final draw, with NHBRC and municipal documentation handled up front so draws are not delayed.
Learn moreSwitch & equity release
Already own property? Move your bond to a better rate, or unlock the value you have built up as usable cash.
Learn moreNon-residents & expats
South Africans earning abroad and foreign buyers face deposit and exchange-control rules. We match you to the banks that lend on them.
Learn moreHow a Propdex Bonds application runs
Consult
A short call to understand the deal, your income structure and your timeline.
Package
We assemble a complete, bank-ready application so nothing bounces back for missing documents.
Compare
One application gives you access to multiple major lenders. You see the offers side by side.
Negotiate
We compare the offers and, where possible, negotiate with participating lenders for improved rates and loan-to-value terms on your behalf.
Register
We stay on the file through grant, attorneys and registration.
Know your documents before you apply
Applications stall on paperwork, not affordability. Pick the structure you are buying in and work through the exact list your bank will ask for.
Let's find out what the banks will actually offer you.
A prequalification takes minutes and costs nothing.
Start your application