All requirement guides

Business owners and sole proprietors

Self-employed applicants

Self-employed applications are declined far more often for presentation than for affordability. Your auditor's letters and financials must tell one consistent income story.

Documents to prepare

  • Latest auditor's letter confirming the client's drawings
  • Auditor's letter confirming shareholding percentage of the applicant
  • CK document
  • 2 years' latest signed annual financials
  • Latest signed management accounts
  • 2 years' latest tax returns
  • 6 months' latest business bank statements
  • 3 months' latest personal bank statements
  • Signed Offer to Purchase
  • ID copies

Good to know

  • If married in community of property, the applicant must apply together with their spouse.

We will check your pack before the bank does.

Send through what you have and we will tell you what is missing, then — through our origination network — submit to the major lenders best suited to your application.

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Other purchaser types